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The APEX (Agricultural Processing and Export) Loan Program is designed to assist companies in communities with a population of 25,000 or less, which add value to raw agricultural products through processing, or export a minimum of 75 percent of its product to entities outside the State of South Dakota or replace an import. The program is open to for-profit businesses and local economic development corporations.

How it Works

This program may provide up to 75 percent of the total project cost and requires the applicant to secure the other funds before applying for the APEX loan, including a 10 percent minimum equity contribution. The maximum loan amount available from the APEX program is up to $250,000. Eligible project costs include the purchase of land and the associated site improvements, the purchase and installation of machinery and equipment, the construction, acquisition or renovation of a building, and fees, services and other costs associated with construction.


The interest rate will be determined at loan consideration and will be fixed for the life of the loan. Typically loans are fixed at three percent. The loans are amortized over the useful life of the assets being financed with a balloon at the end of six years.


Option 1: You may view and print the application as a PDF file using Adobe Reader. If you do not currently have Adobe Reader, click on the link below to download the program for free.
Get Adobe Reader!

Governor's Office of Economic Development Financing Application (PDF)
Program Addendum (PDF)

Option 2: You may open the application as a Microsoft Word file and save it to your computer. The file can then be filled out and printed. *If you do not have Microsoft Word, you will not be able to open this application.

Governor's Office of Ecnomic Development Financing Application (Word)


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